Coverage Options

Web App & SaaS Insurance

Every policy a web app or SaaS company needs — in one place, from specialists who understand technology risk.

Technology E&O Insurance

Technology errors & omissions is the foundational coverage for any web app or SaaS company. It responds when a client alleges your product failed to perform, caused downtime, or led to a financial loss — the claim most likely to land on a software business.

  • Failure-to-perform claims
  • Software errors & negligence
  • Downtime & SLA breach losses
  • Client economic loss
Full coverage details

Cyber Liability Insurance

Cyber liability responds when your systems are breached or customer data is exposed. For a web app holding user PII, payment data, or credentials, a breach triggers notification costs, regulatory exposure, and lawsuits — cyber coverage funds the response.

  • Data breach response & notification
  • Ransomware & cyber extortion
  • Third-party data-breach claims
  • Business interruption from an attack
Full coverage details

Professional Liability Insurance

Professional liability (errors & omissions) protects your company against claims that your professional advice, work, or services caused a client harm — essential for development agencies and consultancies billing for expertise.

  • Professional negligence claims
  • Failure-to-deliver & scope disputes
  • Misrepresentation claims
  • Defense costs
Full coverage details

General Liability Insurance

General liability is the baseline business coverage. It protects against third-party claims of bodily injury or property damage — a client injured at your office, or damage you cause on someone else's premises — and is almost always required by office leases and client contracts.

  • Bodily injury liability
  • Third-party property damage
  • Personal & advertising injury
  • Medical payments
Full coverage details

Business Owner's Policy (BOP)

A Business Owner's Policy combines general liability with commercial property coverage in one cost-effective package — covering your laptops, monitors, servers, and office contents against theft, fire, and damage.

  • Laptop & equipment property coverage
  • General liability (bundled)
  • Business personal property
  • Theft, fire & damage
Full coverage details

Media Liability Insurance

Media liability protects against claims that your content or code infringed someone's intellectual property, defamed them, or violated their rights — a real exposure for companies that publish software, designs, and marketing content.

  • Copyright & trademark infringement
  • Defamation, libel & slander
  • Right of publicity & privacy
  • Content & code IP claims
Full coverage details

Commercial Umbrella Insurance

Umbrella insurance extends your primary liability limits. A major E&O or data-breach claim, or an enterprise client's contractual requirements, can demand limits well above $1M — an umbrella is the most cost-effective way to reach them.

  • Excess general liability
  • Excess professional liability
  • Excess tech E&O (where eligible)
  • Catastrophic claim protection
Full coverage details

Ready to Protect Your Web App Business?

Get a comprehensive quote built for tech — E&O, cyber, and the limits your client contracts require. Same-day binding, same-day certificates.